
Pick a time that works for you—we’ll answer your questions and walk you through everything in minutes.
No medical exams, no health questions, no red tape. You’ll get guaranteed coverage up to $80,000.
Your policy goes into effect in just 1 day. Sleep easy knowing your family is covered.

No health questions
No weight or prescription checks
No MIB, DMV, or credit lookups
No underwriting
No waiting period—Day 1 coverage
Whether you’re looking for protection, legacy planning, or just peace of mind, this policy delivers.
- Up to $80,000 in guaranteed coverage.
- Cash value that grows over time.
- Living benefits if you can’t perform 2 of the 9 ADLs.
- Optional riders for children and spouses.
- Premiums never go up, ever.
- Coverage never expires, for life.
- 100% acceptance (if you qualify based on work and age).
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*All time and interest savings examples, wealth building examples, and rates of return on this site are strictly hypothetical. Individual time and interest savings amounts and wealth-building possibilities are subject to individual qualification. Individual qualification required. No Financial Advice or recommendations have been made as part of this site.
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Important Disclosures & Qualification Notice
All insurance and financial products referenced — including Mortgage Protection (MP), Return of Premium (ROP) Term Life, Infinite Banking (IBC), Indexed Universal Life (IUL), Guaranteed Life (GL), Annuities, and Term Life Insurance — are subject to underwriting approval and state availability. Not all applicants will qualify for every program or product. Coverage amounts, rates, and refunds depend on factors such as age, health history, lifestyle, and carrier eligibility. Benefits and features vary by product and carrier.
Business Funding and Financial Programs may require proof of income, credit verification, business documentation, and compliance with applicable federal and state lending regulations. Approval is not guaranteed, and program availability may vary.
By submitting your information or scheduling a consultation, you agree to be contacted by a licensed representative for product discussion and qualification review. Quotes and illustrations are for educational purposes only and do not constitute an offer of insurance or financial advice.